Starter Loan Proposal - $10,000

About Tiyara

Tiyara is a conscious luxury fashion house based in Bali, creating ritualwear for modern temples. Each garment is crafted in small batches with sustainable fabrics using cotton, bamboo, linen, hemp, and ECOVERO™, and designed with sacred geometry, minimalist silhouettes, and timeless elegance.

Our clients are spiritually awakened, high-achieving women and modern couples who move fluidly between ceremony, travel, and business. Tiyara’s collections allow them to embody their truth, elegant enough for the boardroom, refined enough for ritual.

With consistent in-store sales, a growing online presence, and wholesale/retreat inquiries, Tiyara is now positioned to scale.

Loan Request

Loan Amount: $10,000

Purpose: Inventory growth, marketing expansion, and operational upgrades to meet rising demand.

Repayment Structure:

— Term: 18 months

— Interest: negotiable (6% suggested)

— Monthly repayment: $588 (depending on term)

Use of Funds

— 40%: Production of top-selling kimonos, templewear, and dresses

— 25%: Marketing campaigns (Meta Ads, Pinterest, influencer collaborations)

— 15%: Packaging, Shopify upgrades, and customer journey optimisation

— 10%: In-store events, styling activations, and brand experiences

— 10%: Operational buffer (team, training, unforeseen costs)

Financial Strength

✓ High-margin model (65–75%) significantly above industry average

✓ Average product price: $100–$250, with strong repeat customer base

✓ Growing sales channels: boutique in Ubud, Shopify store, international shipping, wholesale to retreats/resorts

✓ Proof of demand: multiple collections sold out in limited runs, consistent interest from global customers

Upside for the Lender

✓ Clear repayment capacity with cash flow from multi-channel sales

✓ Low-risk, short-term loan tied to proven products and immediate demand

✓ Backing a brand in a fast-growing niche: sustainable luxury + spiritual fashion

✓ Alignment with global trends in conscious consumerism, ceremonial living, and wellness fashion

Risks & Mitigation

— Fashion seasonality → addressed with seasonless, timeless designs

— Marketing ROI lag → buffered by in-store sales and customer retention

— Production delays → managed by small in-house tailoring team for agility

 

Why Now

Tiyara is at an inflection point: the brand has proven concept, a loyal audience, and consistent revenue. This $10,000 loan allows us to scale production and marketing at a pace that triples sales within 12–18 months, while building the foundation for larger investment rounds.

𓂀 Supporting this loan means investing in a movement, conscious luxury, sacred design, and the return of elegance as ritual.

 

This loan is a precursor to a bigger raise. See more information here.
>>> Full presentation <<<

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